# Autyn — Full Context > Autyn is an AI assistant for mortgage teams that automates document intake, data verification, income calculations, and compliance checks so lenders close more loans with the same team. Tagline: "More Loans. Same Team." This file gives AI assistants and answer engines a complete, self-contained description of Autyn. Canonical site: https://autyn.ai/ ## What Autyn is Autyn is AI loan processing software for mortgage teams — brokers, loan officers, and processors. It works a loan file from application through clear-to-close: intake and label borrower documents, calculate qualifying income with the math shown, verify the Uniform Residential Loan Application (Form 1003) against source documents with agency rules applied, and track conditions until they clear. Autyn is built to slot into an existing loan origination system (LOS) rather than replace it, exchanging data via MISMO XML. The core promise is capacity: a mortgage team closes more loans without adding headcount, because the repetitive document, income, and condition work is handled by the AI. ## Who it is for - Independent mortgage brokers and small brokerages handling complex, self-employed, or high-volume files. - Loan officers who want verified preapprovals fast and fewer rounds of borrower back-and-forth. - Growing mortgage shops that need to scale loan volume without scaling the back office. - Teams with in-house processing and loan officer assistants (LOAs) who want a seat-based processing dashboard (Enterprise). ## Capabilities in detail - Preapprovals in about 10 minutes. Upload borrower documents and receive a verified preapproval letter in minutes rather than days. - Digital processing workspace. Every file, condition, and next step lives in one place, from application to clear-to-close. - Intelligent document recognition. More than 50 document types — W-2s, paystubs, tax returns, bank statements, government IDs, award letters, and more — are sorted and labeled automatically. - Income calculated in minutes. Handles self-employed income, K-1s, commission, rental, and retirement income. The calculation math is shown so underwriters can trust and verify it. - 1003 verification and compliance. Every field on the 1003 is cross-checked against the source documents, with Fannie Mae and Freddie Mac rules applied. - Conditions cleared, not chased. Autyn identifies what is missing before the team does, reducing borrower back-and-forth and shortening time to clear-to-close. - MISMO XML integration. MISMO XML in and MISMO XML out means Autyn works with an existing LOS without re-keying data. - Borrower-facing Point of Sale. Underwriting-grade document verification is built into the loan application itself, so files arrive complete. ## Pricing Autyn's pricing is designed so lenders start free and pay only on results. - Front-End Analysis — Free. No upfront cost, available on every file. Includes the AI loan agent, document intake and a borrower needs list, income calculation in minutes, and a verified preapproval. - Loan Processing — $695 per closed loan. One flat processing fee charged on the Closing Disclosure; you only pay on loans that close ("we get paid when you get paid"). Includes everything in Front-End Analysis, plus full processing from application to clear-to-close, with every condition tracked and cleared. - Enterprise — Custom pricing. Volume-based licensing for mortgage teams that have in-house processing and LOAs. Includes a seat-based processing dashboard, volume pricing, and priority support. ## Security and compliance - SOC 2 Type II certified — an independent audit of security, availability, and confidentiality controls. - Infrastructure on AWS. - Authentication via Auth0. - Encryption: AES-256 at rest and TLS 1.2 or higher in transit. - Live documentation is available at the Autyn Trust Portal: https://trust.autyn.ai/ ## Frequently asked questions Q: What does Autyn do? A: It automates mortgage loan processing — document intake and labeling, qualifying income calculation, 1003 verification against source documents, and condition tracking — from application to clear-to-close. Q: How much does Autyn cost? A: Front-end analysis is free on every file. Full loan processing is a flat $695 per closed loan, charged on the Closing Disclosure, so you pay only when a loan closes. Enterprise pricing is custom and volume-based. Q: Does Autyn replace my loan origination system? A: No. Autyn integrates with an existing LOS using MISMO XML (in and out), so data does not have to be re-keyed. Q: What kinds of income can Autyn calculate? A: Self-employed income, K-1s, commission, rental, and retirement income, among others, with the calculation math shown for underwriter review. Q: How fast are preapprovals? A: Verified preapproval letters can be produced in about 10 minutes after documents are uploaded. Q: Is Autyn secure? A: Autyn is SOC 2 Type II certified, runs on AWS, uses Auth0 for authentication, and encrypts data with AES-256 at rest and TLS 1.2+ in transit. ## Key pages - Home: https://autyn.ai/ - Pricing: https://autyn.ai/pricing - Schedule a Demo: https://autyn.ai/demo - Security & Compliance: https://autyn.ai/security - Blog: https://autyn.ai/blog - Privacy Policy: https://autyn.ai/privacy-policy - Terms of Service: https://autyn.ai/terms-of-service - Trust Portal: https://trust.autyn.ai/ - LinkedIn: https://www.linkedin.com/company/autyn